.body {
	background-color: #83929f;
	width: 100%;
	margin: 0;
	padding: 0;
	overflow: hidden;
}

.wrapper {
	position: relative;
	width: 870px;
	margin-left: auto;
	margin-right: auto;
	z-index: 1;
}

a:link {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-style: normal;
	font-weight: bold;
	color: #000000;
	text-decoration: none;
	line-height: 18px;
	list-style-position: outside;
	list-style-type: none;
}

a:visited {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-style: normal;
	font-weight: bold;
	color: #4c4746;
	text-decoration: none;
	line-height: 18px;
	list-style-position: outside;
	list-style-type: none;
}

a:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-style: normal;
	font-weight: bold;
	color: #375373;
	text-decoration: none;
	line-height: 18px;
	list-style-position: outside;
	list-style-type: none;
}

a:active {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-style: normal;
	font-weight: bold;
	color: #0858b3;
	text-decoration: none;
	line-height: 18px;
	list-style-position: outside;
	list-style-type: none;
}

.navList {
	position: relative;
	top: 10px;
	width: 166px;
	text-align: left;
}

.leftPanel {
	position: absolute;
	background-image: url(Images/jinyc_LeftBkgd.jpg);
	background-repeat: no-repeat;
	padding: 20px;
	left: 0px;
	top: 15px;
	width: 206px;
	height: 560px;
	z-index: 2;
}
	
.centerPanel {
	position: absolute;
	background-image: url(Images/jinyc_CtrBkgd.jpg);
	background-repeat: no-repeat;
	padding: 20px;
	left: 216px;
	top: 15px;
	width: 407px;
	height: 560px;
	z-index: 3;
}

.rightPanel {
	position: absolute;
	background-image: url(Images/jinyc_RightBkgd.jpg);
	background-repeat: no-repeat;
	padding: 20px;
	left: 673px;
	top: 15px;
	width: 206px;
	height: 560px;
	z-index: 4;
}

.kayText {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	color: #000000;
	line-height: 18px;
}

.bodyText {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	line-height: 14px;
}

.bodyText2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	line-height: 16px;
}

.bodyText3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #375373;
	line-height: 16px;
	font-weight: bold;
}

.bodyText4 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #000000;
	line-height: 16px;
	font-weight: bold;
}

.null {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #83929f;
	line-height: 18px;
	font-weight: bold;
}

.quoteText {
	font-family: Times New Roman, Times, serif;
	font-size: 14px;
	color: #000000;
	font-style: normal;
	left: 10px;
	line-height: 16px;
}

.smallquoteText {
	font-family: Times New Roman, Times, serif;
	font-size: 12px;
	color: #000000;
	font-style: normal;
	left: 10px;
	line-height: 11px;
	text-align: left;
}

.smallquoteItalicText {
	font-family: Times New Roman, Times, serif;
	font-size: 12px;
	color: #000000;
	font-style: italic;
	left: 10px;
	line-height: 11px;
	text-align: right;
}

.quoteText2 {
	font-family: Times New Roman, Times, serif;
	font-size: 13px;
	color: #375373;
	font-style: normal;
	left: 10px;
	line-height: 16px;
	font-weight: bold;
}

.smallquoteText2 {
	font-family: Times New Roman, Times, serif;
	font-size: 12px;
	color: #375373;
	font-style: normal;
	left: 10px;
	line-height: 11px;
	text-align: left;
	font-weight: bold;
}

.smallquoteItalicText2 {
	font-family: Times New Roman, Times, serif;
	font-size: 12px;
	color: #375373;
	font-style: italic;
	left: 10px;
	line-height: 11px;
	text-align: right;
	font-weight: bold;
}

.listText {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 18px;
	font-style: normal;
	font-weight: normal;
	text-indent: 15px;
	display: block;
	list-style-position: inside;
	color: #000000;
}

.boxText {
	position: relative;
	margin-top: 90px;
	width: 145px;
	font-family: Times New Roman, Times, serif;
	font-size: 16px;
	color: #4c4746;
	font-style: italic;
	line-height: 18px;
	padding-left: 10px;
	padding-right: 10px;
}

.boxTextcredit {
	position: relative;
	margin-top: 10px;
	width: 145px;
	font-family: Times New Roman, Times, serif;
	font-size: 16px;
	color: #375373;
	font-style: normal;
	text-align: right;
	padding-left: 10px;
	padding-right: 10px;
	line-height: 18px;
}

.headerText {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 20px;
	font-style: normal;
	line-height: normal;
	font-weight: bold;
	color: #000000;
	text-align: center;
}

.header2Text {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 20px;
	font-style: normal;
	line-height: normal;
	font-weight: bold;
	color: #4c4746;
	text-align: center;
}

.copyright {
	position: absolute;
	width: 166px;
	top: 530px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 9px;
	color: #333333;
	text-align: left;
	text-transform: none;
}

.contact {
	width: 166px;
	text-align: center;
}

.ACTPlogo {
	position: relative;
	width: 166px;
	top: 50px;
	vertical-align: middle;
}


.ACTPlogo2 {
	position: relative;
	width: 166px;
	top: 10px;
	vertical-align: middle;
}

.Dwyer {
	position: relative;
	width: 407px;
	top: 60px;
}

.Kay {
	position: relative;
	width: 407px;
	top: 15px;
}

.flash {
	position: relative;
	top: 10px;
	width: 145px;
	height: 109px;
	left: 10px;
}

.AskMe1 {
	position: relative;
	left: 10px;
	width: 145px;
	height: 95px;
	top: 98px;
}

.AskMe2 {
	position: relative;
	left: 10px;
	width: 145px;
	height: 95px;
	top: 143px;
}

.photo {
	width: 166px;
	height: 203px;
	vertical-align: middle;
}

.leftPanel2 {
	position: absolute;
	background-color: #ffffff;
	padding: 20px;
	left: 0px;
	top: 15px;
	width: 166px;
	height: 530px;
	z-index: 2;
}
	
.hcContent {
	position: absolute;
	background-color: #ffffff;
	padding: 0px;
	left: 216px;
	top: 0px;
	width: 648px;
	max-height: 560px;
	z-index: 3;
}